Rentals on the Stellar network
Come home
to certainty.
Chioma puts leases, rent, and agent commissions on rails. Payments settle in seconds on Stellar, contracts stay transparent, and nobody has to chase anybody for money.
Rent settled
1,250 XLM · confirmed in 2.8s
Why Chioma
Renting has a trust problem.
We removed the trust part.
Payments that land in seconds
Rent moves over the Stellar network, so funds settle in under three seconds — not three business days.
Commissions that split themselves
Agent commissions are carved out of every rent payment automatically. No invoices, no reminders, no awkward calls.
Leases as smart contracts
Every agreement is executed on-chain, so the terms you signed are the terms that run — for both sides.
Deposits held in escrow
Security deposits sit in multi-signature escrow until the lease ends. Neither party can touch them alone.
A record nobody can edit
Payments, signatures, and disputes leave an immutable audit trail. When there is a disagreement, the ledger settles it.
Any Stellar asset
Collect rent in USDC, local fiat tokens, or XLM — whatever suits both sides of the lease.
How it works
Three steps.
No paperwork.
From first search to first rent payment, everything happens in one place — and settles on one ledger.
Find a place
Browse verified listings with transparent pricing and real availability. What you see is what the contract says.
Sign once, on-chain
The lease executes as a smart contract on Stellar. Terms are locked for both sides the moment you sign.
Move in, pay as you live
Rent settles in seconds each cycle, deposits sit in escrow, and commissions split automatically.
Who it's for
Every side of the lease,
finally on the same page.
Find a home you can trust
Verified listings, transparent lease terms, and a deposit that actually comes back.
- Instant background checks
- Flexible payment options
- Lease terms locked on-chain
- Rewards for on-time payments
Rent that arrives on time
Automated collection, guaranteed settlement, and a portfolio view of every lease.
- Automated rent collection
- Smart-contract leases
- Real-time analytics
- Shorter vacancy periods
Commissions without chasing
Your cut is written into the contract and paid out with every rent cycle.
- Automatic commission splits
- Instant settlement
- Transparent tracking
- One dashboard for every deal
From our users
People stopped chasing money.
Here's what they say.
Chioma has transformed how we manage our rental portfolio. Instant payments and automated commissions save us hours every week.
The transparency and speed of transactions is incredible. No more waiting weeks for settlements.
Finding and securing my apartment was seamless. The smart contract lease gave me peace of mind.
The lease of the future
is ready to sign.
Join the landlords, renters, and agents already settling on Chioma. Free to start — bring an email address or a Stellar wallet.
No credit card required · Non-custodial · Cancel anytime